Ladder Insurance Reviews

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Overall satisfaction rating
(4.8 out of 5)
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  • Excellent customer service
  • No medical exam
  • High-value term life insurance policies
  • Not for people over 60
  • No riders or supplementary coverages

Ladder is an American company founded in 2015 based in Palo Alto, California, that through its subsidiary, Ladder Insurance Services, LLC, provides fully-underwritten, direct-to-consumer term life insurance online. The company offers consumers a streamlined process for applying for and buying term life insurance, without fees or commissioned agents. Ladder provides instant decisions and instant coverage for those who qualify. Coverage is available from $100,000 to $8,000,000. Terms available are 10, 15, 20, 25, and 30 years

To value customers’ time and money, Ladder focuses on three things, speed, ease, affordability. Ladder is a simple online portal that allows customers to purchase affordable life insurance coverage and adjust the policy.

Insurance Types

  • Life insuranceLife Insurance


4.8 Superb Based on 4 reviews
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juan. – June 4, 2019, 1:02 p.m.

very quick quote and easy to purchase. the only thing i want to complain is i cannot choose it from my employer

yke – May 25, 2019, 9:28 p.m.

super affordable price!!!

Jeffery – May 12, 2019, 5:24 a.m.

Simple... no phone calls and push for sells...

Alan – May 2, 2019, 9:54 a.m.

Best experience I have had so far for shopping life insurance

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